Sector Rotation Monitor

1. General Disclaimer

The information provided on Sector Rotation Monitor is for general informational and educational purposes only. It is not intended as, and shall not be understood or construed as, investment advice, financial advice, trading advice, tax advice, legal advice, or any other sort of professional advice.

2. Not Investment Advice

None of the information, data, analysis, rankings, signals, scores, or any other content on this website constitutes a recommendation to buy, sell, or hold any financial instrument. You should not make any investment decision based solely on information obtained from this Service.

Always do your own research and consult with a qualified, licensed financial advisor before making any investment decisions.

3. No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the data presented. Market data is sourced from third-party providers and may contain errors, delays, or omissions.

4. Risk Disclosure

Trading and investing in financial instruments involves substantial risk of loss and is not suitable for every investor. The value of investments can go down as well as up, and you may receive back less than your original investment. Past performance is not indicative of future results.

Equities, ETFs, and mutual funds may lose value
Commodities and bonds carry market, credit, and interest rate risk
Cryptocurrency is extremely volatile and may result in total loss of capital — it is not regulated in most jurisdictions
Leveraged and inverse products may amplify losses

5. Jurisdiction-Specific Notices

United States

Sector Rotation Monitor is not a registered investment advisor, broker-dealer, or financial planner. The Service does not provide personalised investment advice.

United Kingdom

This Service is not authorised or regulated by the Financial Conduct Authority. The Service does not provide personal recommendations within the meaning of the FCA Handbook (PERG 8). To the extent any communication on the Service constitutes a financial promotion under section 21 of the Financial Services and Markets Act 2000, it is intended to be exempt under Article 12 (one-off communications), Article 14 (follow-up to one-off communications) or Article 15 (introductions) of the Financial Promotion Order 2005, or directed only at self-directed investors aged 18 or over.

European Union

This Service does not constitute investment research or a personal recommendation under MiFID II. The content is for informational purposes only.

6. AI-Generated Content

Some content on the Service (including blog posts and market commentary) is generated using large-language-model technology (currently OpenAI GPT-4o-mini) from our quantitative outputs. AI-generated text may contain factual errors, will not reflect events after the model's training cut-off, and is not human-reviewed before publication. Treat all AI-generated content as informational only.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Neremar Advisory Ltd (operating as Sector Rotation Monitor) and its directors, officers, and affiliates shall not be liable for any loss or damage of any kind arising from the use of, or reliance on, information provided on this platform, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

8. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Neremar Advisory Ltd, its directors, officers, and affiliates from third-party claims, damages, losses, and reasonable expenses to the extent they arise from: (a) your breach of these terms or our Terms of Service; (b) your misuse of the Service; or (c) your infringement of any third-party intellectual property or other rights. This indemnity does not cover losses caused by our own negligence, wilful default, or breach of contract, and nothing in this clause limits any rights you have as a consumer that cannot lawfully be excluded.

9. Acknowledgement

By using Sector Rotation Monitor, you acknowledge that:

You have read and understood this disclaimer
You accept full responsibility for your investment decisions
Data may be delayed, inaccurate, or incomplete
Past performance does not guarantee future results
You will seek independent financial advice if you are unsure about any investment

Investment Disclaimer